Compulsory MTPL

"Automobile liability insurance"/MCVIOLV (mandatory civil liability insurance of owners of land vehicles (TO)) is mandatory insurance for vehicle owners, which is provided in accordance with the Law of Ukraine "On Mandatory Civil Liability Insurance of Owners of Land Vehicles" No. 1961-IV dated July 1, 2004

The principle of operation of MCVIOLV:

Every motor vehicle driver is obliged to purchase/have an insurance policy of MCVIOLV. If an accident occurred due to the fault of the insured driver, the insurance company pays the victims (other participants in the accident) in lieu of damages to life and health, property and the damaged vehicle.

Insurance limits:

Insurance fees for compensation for damage to life or health and for damage to property are established in accordance with the Law of Ukraine "On compulsory civil liability insurance of owners of land vehicles" No. 1961-IV dated 07.01.2004, Resolution of the Board of the National Bank of Ukraine dated 05.30.2022 No. 109 "On the amounts of insurance sums under contracts of compulsory civil insurance and legal responsibility of owners of land vehicles »:

  • for damage caused to the property of the victims, in the amount of 160,000 hryvnias per victim;
  • for damage caused to the life and health of the victims, in the amount of 320,000 hryvnias per victim.

If compensation for more than this amount is required, the difference is paid by the person responsible for the accident. But there is a product of voluntary civil liability insurance for owners of land vehicles that can fully cover your liability to third parties.

Terms of the insurance policy:

  1. For TK with Ukrainian registration – 12 months (1 year)
  2. For TK on foreign registration:
  • Minimum -15 days
  • Maximum – 12 months (1 year)

The territory of the policy:

Ukraine.

Why doesn't MCVIOLV protect:

  • Does not indemnify damages in the event of a road accident due to the Client's fault, if the latter was under the influence of alcohol, drugs or other intoxication or was under the influence of medications that reduce attention and reaction speed;
  • Does not protect liability in other countries. MCVIOLV of dietitians within the borders of Ukraine. When traveling to other countries, it is necessary to issue a "Green Card";
  • Will not protect the client's TK from theft, damage caused by third parties and other unforeseen damages. But it will protect against such risks CASCO;
  • Does not cover the costs of repairing the Client's car. But the risks are covered CASCO.

Why is it necessary to purchase MCVIOLV from IC AXIOMA?

By choosing IC AXIOMA when purchasing an insurance policy, the Client has:

  • A wide selection of programs with the best conditions from the best insurance companies in Ukraine;
  • Freedom from filling in countless personal data on web pages.
  • Additional time so that they could do their business;
  • Issuance of MCVIOLV in 5 minutes.
  • Personal discounts;
  • PERSONAL CABINET WHERE YOUR POLICY IS KEPT;
  • 24/7 support in case of any questions regarding the Contract;
  • Full support in the event of an insured event
Calculate