VCV

Voluntary insurance of civil liability of owners of land vehicles (VCV) is an insurance policy that ensures an increase in compensation limits under the MCVIOLV policy.

The VCV contract is concluded as a supplement to the MCVIOLV contract to increase the insured amount in the event that the amount of damage under the MCVIOLV contract turns out to be greater than provided for in the contract.

Who can buy?

Natural and legal persons who have the right to drive, own, use and dispose of a vehicle.

What risks does it cover and what is the advantage?

In accordance with the Law of Ukraine "On Compulsory Civil Liability Insurance of Owners of Land Vehicles" No. 1961-IV dated July 1, 2004, the MCVIOLV policy covers limited risk compensation for property damage and compensation for damages related to injury to life and health.

In most cases, the amount of damage is greater than the limit of liability under MCVIOLV and the driver compensates the damage with his own funds. Such a problem does not arise if the driver has a motor vehicle insurance policy.

Advantages of issuing VCV:

  • protection from financial risks.
  • reduction of insurance costs.
  • peaceful settlement of conflicts.

What is the cost?

The cost of VCV depends on:

  • type of vehicle;
  • place of registration of the vehicle;
  • areas of use of the vehicle;
  • driving experience of persons whose liability is insured;
  • the term of the contract.

What is the territory of the Contract?

Ukraine.

What is the term of the contract?

Up to 1 year.

Why is it necessary to purchase a motor vehicle insurance policy with IC AXIOMA?

Save time searching and comparing insurance offers with a visa broker. The broker does a lot of work for the client, including market analysis and selection of the best options. By purchasing a VCV insurance policy from IC AXIOMA, you will receive objective insurance offers from which the broker will help you choose an insurance policy with the best conditions among different insurance companies. In addition, your insurance policy will be stored in the Personal Cabinet on the IC AXIOMA website, to which you will have unhindered access 24/7. In the event of an insurance event, IC AXIOMA will speed up the process of settlement and obtaining insurance compensation.

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