Accident insurance

The Compulsory MTPL policy does not fully reimburse the costs of treatment of third parties, and also does not provide compensation for the costs of restoring one's own health.

The driver and passenger accident insurance policy is a comprehensive health protection of the driver and passengers in difficult situations on the road.

This type of insurance is mandatory for transporters and legal entities in accordance with the Resolution of the CMU of August 14, 1996 No. 959 "On approval of the Regulation on mandatory personal insurance for accidents in transport".

A carrier, a business entity that provides passenger transportation services on railway, sea, inland water, road and electric transport lines, except for intra-city.

Who can be insured?

  • passengers of railway, sea, inland water, automobile and electric transport, except for intra-city transport, during a trip or stay at a train station, port, station, wharf;
  • employees of transport enterprises, regardless of the forms of ownership and types of activity, who are directly engaged in transport operations, namely:
    • drivers of cars and electric vehicles: train drivers and train driver assistants (electric locomotives, diesel locomotives, diesel trains);
    • metro train drivers, conductors of passenger cars, chiefs (foremen) of trains;
    • train electricians;
    • conductors;
    • employees of restaurant cars, train drivers and others
    • rolling stock;
    • mechanics (supervisors) of refrigerated sections (trains);
    • employees of medical assistance teams.

What risks are covered?

  • death or death of the insured as a result of an accident in transport;
  • injuries sustained by the insured as a result of an accident in transport with an established disability;
  • temporary loss of the insured's working capacity as a result of an accident in transport.

What is the term of the contract?

More often, from 1 month to 1 year, or any other term agreed with you individually.

What is the territory of the Contract?

Territory of Ukraine.

Why should I purchase this policy from IC AXIOMA?

When buying a driver and passenger accident insurance policy with IC AXIOMA, you have the opportunity to compare various offers from different insurance companies and choose the one that best meets your needs and budget. IC AXIOMA will not only provide advice and help in choosing the best insurance option, but will also take care of including additional options in the policy and help in settling the insurance case. And the main advantage is that - your insurance policy is stored in the IC AXIOMA personal cabinet, which you can access 24/7.

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