Property insurance for legal entities

Property insurance of legal entities is a type of insurance designed to protect the property interests of legal entities, such as enterprises, companies, organizations, institutions and other legal entities.

What can be insured?

Buildings, equipment, stocks of goods, vehicles, technical equipment, computers, intellectual property and other property that may be owned by legal entities.

Purpose:

Protection against financial losses that may arise as a result of various risks, such as fire, flood, theft, vandalism, accidents, natural disasters and other events. Assistance to enterprises and organizations to restore lost property and receive compensation for the losses they suffered due to the specified risks.

Insurance risks:

  • Fire and explosions;
  • Floods, earthquakes, hurricanes and other natural disasters;
  • Theft and vandalism;
  •  Vehicle accidents;
  • Military operations: Risk of property loss as a result of military operations or conflicts, including bombing and other military events;
  • Technical malfunctions: Coverage may include risks associated with technical malfunctions or failures in production or equipment;
  • Electronic Equipment Insurance (EEI) - Insurance of electronic equipment against damage caused by, for example, mishandling, falling, water ingress, acts of third parties, accidental events, overvoltage by defective materials. Special attention should be paid to the age limitations of the equipment used in determining the amount of insurance compensation and the insurance amount, which should take into account the quick determination of the value of ordinary electronic equipment, such as laptops, smartphones or tablets. There may also be problems with the classification of equipment as electronic equipment or the successful seizure of equipment installed on vehicles, ships, aircraft or underground equipment.
  • Other risks: for example, lack of property profitability reduction, loss of tenants, liability to third parties and other possible risks.

IC AXIOMA can, according to your requirements and wishes, select for you additional insurance risks that are not covered under the standard conditions of the insurance contract.

Why should legal entities insure their property with IC AXIOMA?

Cooperation with IC AXIOMA will provide you with adequate property protection and effective risk management IC AXIOMA:

  • Understands your needs and helps determine the level of coverage.
  • Will help you choose a policy or make a new insurance contract that meets your needs. 
  • Thanks to IC AXIOMA, your property can be protected with additional options;
  • Finding a compromise between the cost of insurance coverage and the level of protection;
  • Will help regulate the insurance case;
  • In case of changes in market conditions or expansion of your business, IC AXIOMA will evaluate and advise on improving existing insurance coverage;
  • Performs a lot of work for you, which saves your time and preserves the insured property;
  • YOUR INSURANCE POLICY IS STORED IN IC AXIOMA'S PERSONAL CABINET, which you can access 24/7.
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