SPECIAL EQUIPMENT INSURANCE
What is special equipment insurance?
Special equipment insurance is a type of insurance designed to protect owners or users of specialized equipment and equipment from risks and damages associated with the use of this equipment in various industries and construction.
What equipment can be insured?
- Agricultural vehicles: tractors, combine harvesters, planters, other agricultural machinery, mounted (trailer) equipment on the chassis of machinery;
- Technological vehicles: heavy-duty vehicles; transport for moving raw materials (materials) to be processed and production waste; transport to ensure production processes during production of products, performance of works, provision of services;
- Special construction equipment and road machinery: mobile cranes, bulldozers, graders, asphalt pavers, rollers, loaders, excavators;
- Communal self-propelled vehicles (including garbage collectors) that move mainly on public roads: buses.
Who can insure?
Legal entities and natural persons – subjects of entrepreneurial activity in the ownership, use or disposal of which there are cargo cars, buses, agricultural and special equipment.
What are insurance risks?
- Road accident: collision of the insured vehicle with a moving or mobile object, running into them, falling, overturning, breaking the glass (except in cases of illegal actions by third parties), animal attacks; objects falling onto the insured vehicle, falling into water, sinking;
- Natural disasters: earthquake, downpour, hail, snowfall, flood, flooding, landslide, collapse, subsidence, lightning strike, whirlwind, hurricane, tornado, mudslide, storm, storm;
- Fire, explosion, spontaneous combustion, not related to illegal actions of third parties;
- Unlawful actions of third parties: damage, destruction or theft of individual parts, parts, components, mechanisms of the vehicle included in the factory equipment, as well as damage, destruction or theft of insured additional equipment; broken glass;
- Illegal possession of the insured vehicle for any purpose (theft or attempted theft of the insured vehicle and the insured additional equipment installed on it.
How is the insurance payment made?
All at once or in parts.
What is the territory of insurance coverage?
Ukraine, CIS, Europe, Turkey, Albania, Iceland, North Macedonia, Serbia, Montenegro and other countries of the world.
What is the term of the contract?
From 1 month to 1 year.
Why is it necessary to purchase special equipment insurance with IC AXIOMA?
IC AXIOMA has been interacting with various clients for many years, from individuals to corporations that purchase insurance contracts for special equipment. Thanks to this, the broker knows the Client's needs and understands which type of special equipment insurance program best meets their requirements.
IC AXIOMA has extensive experience in providing high-quality customer service, including resolving their issues, settling claims and maintaining the highest standards of service. One of the main advantages of IC AXIOMA is that your inurance policy is stored in a personal cabinet, to which you and, if necessary, your manager have access 24/7.